1. Planning Spreadsheet
Your key tools in one place:
- Rich Life budget
- Details
- Net worth calculator
- Details
- Freedom Blueprint
- Details
- Pension vs ISA split planner
- Details
- Quarterly progress snapshot
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💡
Your Planning Tool
This spreadsheet will automatically create your own copy when you open it.
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2. AI Prompts in the book
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⚠️
These prompts are for education and self-assessment only.
They are designed to help you understand the structure of decisions, not to recommend actions.
AI tools can make mistakes, use outdated assumptions, or miss context — especially around tax, pensions, and investment rules.
Always:
- keep your inputs generic,
- double-check outputs against current provider information, and
- seek FCA-regulated advice for personalised recommendations.
Use these prompts as a thinking aid, not a financial plan.
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Appendix 6 - Wrappers and Limits at a Glance
Appendix 7A - Investment Fees: Benchmarks and Easy Wins
Appendix 7B - How to Choose a Platform (UK)
Appendix 7C - Platform Selection AI Prompt
Appendix 10 - Salary Reverse Engineering AI Prompt